Wednesday, August 11th “Boss Lady” Pam Chatman is hosting a rental resource assistance fair at the United Family Life Center in Cleveland. Agents from the Mississippi Home Corporation, MUTEH, and several utilities will be on-site to offer help and answer questions to link Mississippians with more than a hundred million dollars in federal money provided to RAMP (Rental Assistance for Mississippians Program).
Eligible households may receive up to 15 months of assistance to make rent and utility payments current.
An application for rental assistance may be submitted by either an eligible tenant or by a landlord on behalf of that eligible tenant. Tenants and landlords must apply through the www.ms-ramp.com website. Funds will be paid directly to landlords and utility service providers.
As defined by The U.S. Department of Treasury an “eligible household” is a renter household in which at least one or more individuals meet the following criteria:
-Qualifies for unemployment or has experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due to COVID-19;
-Demonstrates a risk of experiencing homelessness or housing instability
-Has a household income at or below 80 percent of the area median.
Documentation is required to prove eligibility requirements.
Eligible households that include an individual who has been unemployed for the 90 days prior to application for assistance and households with income at or below 50 percent of the area median will be prioritized for assistance.
Eligible households who receive a monthly federal subsidy may be eligible to receive rental assistance for the tenant-owed portion of rent under the MS RAMP program.
An eligible household may receive up to 15 months of RAMP-ERA assistance. RAMP-ERA may only provide assistance for future rent for up to 3 months at a time. Eligible households may reapply for additional assistance at the end of the three-month period if needed and the overall time limit for assistance is not exceeded.
The Mississippi Home Corporation (MHC) was created by the Mississippi Home Corporation act of 1989 to address these housing needs. MHC plays a critical role in these efforts working with the Governor, the Mississippi Legislature, the U.S. Congressional delegation, and others in the affordable housing industry to develop private and public partnerships throughout the state and nation to increase the awareness of Mississippi’s desperate need for affordable housing.